BA Future Pilot Programme (FPP)(Merged)
Join Date: May 2011
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@fans
My problem is the fact that ive still got debts from University, so its a problem for me paying my loan repayments of my current loan while id be pilot training full time for approx 18 months. Thats if im even lucky enough to be like one of the 1% successful applicants.
My problem is the fact that ive still got debts from University, so its a problem for me paying my loan repayments of my current loan while id be pilot training full time for approx 18 months. Thats if im even lucky enough to be like one of the 1% successful applicants.
Join Date: Mar 2011
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stewmath,
Your student debts are not repaid until you are earning a salary, even then it is a small % of your salary.you are unlikely to pay more then a couple of hundred pounds a month when you first start earning a salary
Your student debts are not repaid until you are earning a salary, even then it is a small % of your salary.you are unlikely to pay more then a couple of hundred pounds a month when you first start earning a salary
Join Date: Dec 2010
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ExMil and stewmath,
Yes the standard student loan is taken out of your pay via a similar process to PAYE. It's taken before tax I believe, and is only taken when the person is earning more than £15,000 per year.
If the graduate is to fall below that income, the student loan repayments stop until the person earns more than £15k again.
If, however, stewmath is instead referring to another loan or overdraft from another facility, and not the one from the Student Loans Company, then yes they are going to have trouble repaying.
Yes the standard student loan is taken out of your pay via a similar process to PAYE. It's taken before tax I believe, and is only taken when the person is earning more than £15,000 per year.
If the graduate is to fall below that income, the student loan repayments stop until the person earns more than £15k again.
If, however, stewmath is instead referring to another loan or overdraft from another facility, and not the one from the Student Loans Company, then yes they are going to have trouble repaying.
Join Date: May 2011
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I heard the loan for the cadet scheme is from BBVA, which i understand is different from university loans from the Local Education Authority (L.E.A.). I have already been university and reveived a loan from the LEA so therefore wouldnt be entitled to another one if the cadet scheme is using them
Join Date: Jun 2006
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BBVA is very different from the LEA/student loans company - it is purely commercial and assuming the rumours surrounding what BA intend doing are correct would be unsecured, meaning that your only concern should be whether you can afford the repayments.
I might humbly suggest two things at this time :
1/ Wait until the scheme details are announced before you start deciding whether you can or can not afford it - or whether the first batch is the one to go for.
2/ Consider that you do not have to do this now, now, now. At risk of sounding REALLY old, over the last twenty years this country has become about "wanting it now and hang the future". You've just discovered ONE of the problems of this approach. Consider what opportunities getting into even more debt at this point might preclude you from downstream and then weigh up against whether perhaps working for a couple of years, clearing the student debt at least - and perhaps funding a portion of your flight training before going for this scheme might be a decent alternative.
I'm not saying you shouldn't go for it - Just "consider" it. You should be able to already see the drawback of debt and how it stops you doing things. Consider £85k of debt....
I might humbly suggest two things at this time :
1/ Wait until the scheme details are announced before you start deciding whether you can or can not afford it - or whether the first batch is the one to go for.
2/ Consider that you do not have to do this now, now, now. At risk of sounding REALLY old, over the last twenty years this country has become about "wanting it now and hang the future". You've just discovered ONE of the problems of this approach. Consider what opportunities getting into even more debt at this point might preclude you from downstream and then weigh up against whether perhaps working for a couple of years, clearing the student debt at least - and perhaps funding a portion of your flight training before going for this scheme might be a decent alternative.
I'm not saying you shouldn't go for it - Just "consider" it. You should be able to already see the drawback of debt and how it stops you doing things. Consider £85k of debt....
Join Date: Aug 2011
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@stewmath
Your tax calculations are pretty wrong. If the £1000 loan deduction is made before tax, that leaves taxable pay of £1,500 (based on your estimated £30k salary). Taking into account your personal allowance (2012/13 - £8,105), then you would actually be left with approx £1,200 each month. Much more positive result!
But, as FANS says, don't get too hung up over the numbers. So much of the details floating around on here are rumours - wait until BA announce the details. And if you can't afford the BA scheme, you'll only be able to make it in this industry by getting onto to a fully sponsored scheme such as Cathay.
Your tax calculations are pretty wrong. If the £1000 loan deduction is made before tax, that leaves taxable pay of £1,500 (based on your estimated £30k salary). Taking into account your personal allowance (2012/13 - £8,105), then you would actually be left with approx £1,200 each month. Much more positive result!
But, as FANS says, don't get too hung up over the numbers. So much of the details floating around on here are rumours - wait until BA announce the details. And if you can't afford the BA scheme, you'll only be able to make it in this industry by getting onto to a fully sponsored scheme such as Cathay.
Join Date: Feb 2007
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Ready, Steady.... GO!!!!
It is live. Bafuturepilot.com
You need GCSEs grade B in maths english and science. You will also need A Levels of BBC and it looks like a 2.1 degree is nice to have but not required (massive advantage though I bet).
Finally you must be 18 by Feb 2012, and no older than 55.
Selection to be done at FTOs, with a final interview at BA.
Good luck!
You need GCSEs grade B in maths english and science. You will also need A Levels of BBC and it looks like a 2.1 degree is nice to have but not required (massive advantage though I bet).
Finally you must be 18 by Feb 2012, and no older than 55.
Selection to be done at FTOs, with a final interview at BA.
Good luck!
Join Date: Jun 2007
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Nice to see that there are still airlines out there that value their pilots
Hopefully this will bring an end to all those line training schemes out there....
Hopefully this will bring an end to all those line training schemes out there....
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Excellent. They still don't appear that keen to act as guarantor to any loan, though I am delighted that they will. Glad about the academic requirements. Sort of wanted them to require maths and physics at A level though Very excited!
Join Date: Jul 2010
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I very much doubt there'll be a published age limit, in line with Aer Lingus (?), but the reality may be different and hence I don't expect many successful 50 year olds.
Fair play to BA for reintroducing this scheme, despite what seems to be a huge number of newly qualifieds around. I wonder if they're having problems with getting people of the right fit?
Fair play to BA for reintroducing this scheme, despite what seems to be a huge number of newly qualifieds around. I wonder if they're having problems with getting people of the right fit?
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Excellent. They still don't appear that keen to act as guarantor to any loan, though I am delighted that they will. Glad about the academic requirements. Sort of wanted them to require maths and physics at A level though Very excited!
Maths and Physics plus another at ABB grades has always been a requirement of BA since I can remember applying back in the mid 90s
Last edited by chromeo; 11th Aug 2011 at 17:04.
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Age limits are allowed if training costs are involved that a company cannot get a return on over the period of employment. It is fairly unique to aviation as there is, unless I am mistaken, an upper age limit for flying at 65 years, therefore an airline could prove that the costs involved in training a 60+ year-old would not be recouped. i.e. there would be no return on investment. As BA are paying for JOC and TR (and they could argue they are paying for the CPL/IR training as it is "sponsored", even though in reality it is not) they are not doing anything illegal.
Would anyone above the age limit would want to apply anyway? The upper age limit is probably a moot point.
The competition between the FTOs is a very interesting element to this scheme, is it just me or is FTE by far the cheapest one? The other schools do not include living costs and CTC charge an additional £3,300 for training equipment. OAA and CTC charge for selection - I am not sure if FTE do or not.
Would anyone above the age limit would want to apply anyway? The upper age limit is probably a moot point.
The competition between the FTOs is a very interesting element to this scheme, is it just me or is FTE by far the cheapest one? The other schools do not include living costs and CTC charge an additional £3,300 for training equipment. OAA and CTC charge for selection - I am not sure if FTE do or not.
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I very much doubt there'll be a published age limit, in line with Aer Lingus (?), but the reality may be different
The Employment Equality Acts 1998-2008, prohibit discrimination in employment on a number of grounds, including age. It is unlawful to discriminate against anyone in employment on grounds of age. The Acts only apply to persons above the maximum age at which a person is statutorily obliged to attend school (16 currently). However there are a number of exceptions to the general principle of non-discrimination. The Acts also provide for positive action on a number of grounds including age. The Acts are enforced by the Equality Authority and the Equality Tribunal.
Exclusions from the general prohibition of discrimination on age grounds
An employer may:
set a minimum age requirement (not more than 18 years) for potential applicants for a job.
offer a fixed-term contract to a person over the compulsory retirement age.
There are also exemptions inserted into Section 34 by Section 23 of the Equality Act 2004. With regard to an an occupational benefits scheme, it does not constitute discrimination on age grounds for an employer:
to fix ages for admission to such a scheme or for entitlement to benefits under it;
to fix different ages for all employees or a category of employees;
to use, in the context of such a scheme, age criteria in actuarial calculations, or
to provide different rates of severance payment for different employees or groups or categories of employees, these rates being based on or taking into account the period between the age of an employee on leaving the employment and his or her compulsory retirement age,
provided that these measures do not constitute discrimination on the gender grounds.
I trust this resolves your query, Chromeo.