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MOD Pension Debacle

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MOD Pension Debacle

Old 4th Nov 2022, 14:19
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PAYE Pay As You Exit..
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Old 4th Nov 2022, 16:11
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Originally Posted by Bob Viking View Post
My last day in uniform was 20 Sep 22....I just wondered if anybody has any recent experience of whether the 30 days is a good benchmark or whether it will be the first pay run after the 30 days...

BV
Pension payment date is usually* based on your first day of joining rather than your exit date. So if you joined on 19 Aug 95 your pension will normally be paid on the 20th of each month (or slightly in advance for weekends, PHs etc).


* as always, there can be exceptions but this is what is outlined in the JSP. No doubt someone will be itching to show some untypical example because... well I have no idea really, just something that haunts PPRuNe.
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Old 4th Nov 2022, 16:23
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My pension is paid on the working day nearest the 15th of each month, I attested on 15th April 1974, so it seems the Queens shilling runs like clockwork.
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Old 4th Nov 2022, 16:41
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Originally Posted by Just This Once... View Post
Pension payment date is usually* based on your first day of joining rather than your exit date. So if you joined on 19 Aug 95 your pension will normally be paid on the 20th of each month (or slightly in advance for weekends, PHs etc).


* as always, there can be exceptions but this is what is outlined in the JSP. No doubt someone will be itching to show some untypical example because... well I have no idea really, just something that haunts PPRuNe.
Likewise for my monthly, my previous was referring to my lump sum (75). Was 27 days after leaving but on the second of the following month
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Old 4th Nov 2022, 17:19
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I joined Cranwell on 3rd of the month, but I never attested. Last day service was 20th. Pension is paid on 23rd. Go figure.
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Old 4th Nov 2022, 17:27
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Ditto - my pension payment date doesn't seem to relate to any significant join/leave date.
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Old 4th Nov 2022, 19:06
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Originally Posted by Bob Viking View Post
I am not describing my question as having anything to do with the above mentioned debacle. I am just tagging a question on here in the hope of getting a knowledgeable answer.

My last day in uniform was 20 Sep 22. When, therefore, should I expect to receive my lump sum and what, if anything, do I need to do to make it happen?

I completed all the relevant paperwork before leaving and was told I had nothing left to do. My UK address and bank details have remained the same as they were before I left. I am out of the country though and havenít read any correspondence from Equiniti.

The answer I have had so far is to expect my lump sum to arrive in 30 working days (itís now been more than that) and that all payments will be back dated.

I just wondered if anybody has any recent experience of whether the 30 days is a good benchmark or whether it will be the first pay run after the 30 days (standard JPAC Glasgow answer even though I realise pensions are done differently) or one of any number of other such excuses.

I have some Champagne on ice which is waiting on an answer!

BV
I left on 9 Jun 22 and received my lump sum at the end of Jun. My pension also kicked in exactly as advertised, so absolutely dramas for me
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Old 9th Nov 2022, 12:58
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Update

I realise you all have been frightfully worried about the status of my pension. I spoke with DBS again today and am told that it is in hand and should be paid soon.

I completed all the relevant paperwork well within the time limits and I am now on working day 36 since I left the RAF (we are told it could take up to 30 days). I guess someone just wanted to ensure I was reminded one last time how utterly inept and impersonal the whole admin and pay system became after 1 April 2006. As if I could ever forget.

The moral of the story is, donít expect your pension to be paid on time. People are their number one priority though.

BV
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Old 10th Nov 2022, 06:29
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My monthly immediate pension point (IPP) payment date is the date that I left Regular service, my lump sum rocked up about a week after I left - that was 11 years ago. It has no connection to my joining date. My index linking started on my 55th birthday and now my pension is uplifted every April. Again, no connection to leaving and joining dates. Payment times are all connected to ďpay runsĒ on JPA.

For BV be prepared for getting your final month of pay in arrears first, then back dated pension and monthly pension in a backdated blob. The lump is normally paid separately in my experience. I suspect part of your delay will be the new AFPS15 scheme due to the career averaging element needing to be calculated after you have been paid your final monthly salary - that is likely why they state 30 days for payment. 36 days is a bit on the long side though, but I thought you said you were on loan service which may have caused a bit of extra added complication?
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Old 12th Nov 2022, 12:09
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Bob,

I have had no probs with mine and I left in May 22, what I do know is that since, DBS is in chaos at the moment, i don't have the full story but what I do know is this:

The govt has forced DBS to move from Liverpool to Blackpool at very short notice.
This is a round trip of around 3-4 hours for most.
There has been absolutely no consideration for those colleagues that are disabled, have childcare concerns, etc.
As no doubt most will know, the folk you deal with are generally 2nd income earners, this is having a huge impact on the workers.
those in their twilight years are taking early retirement, and those that cant commute are chucking it.
there is now a pers shortage.
There may be strike action as a result.
and to top it off, they are getting lumbered with additional work that wasn't really pre-planned or has been sufficiently resourced. I know this because in my role I have had to redeploy a member of staff on a full-time basis to now do what they used to do for us.

why the move, well the word on the street is quite simply, the Tory govt decided to punish Liverpool, so make of that what you will.

good luck with getting it sorted, when it starts rolling in, those years of hard graft and fun will be well worth it.
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Old 13th Nov 2022, 08:24
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Originally Posted by NutLoose View Post
Just a note:

For those that have been out a while and when you finally reach the military pension age, remember you actually NEED TO APPLY FOR IT roughly when it's due, it WILL NOT automatically be paid out.
Are you taking about the age 55 point on AFPS 75 or a different pension version? I rang SPVA a couple of months ago to ask exactly that question: whether there was anything I needed to do administratively beforehand, the rather helpful lady told me that no, it was automatic, kindly told me how much it was going to be, and sent me a letter confirming it.
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Old 13th Nov 2022, 08:39
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Notwithstanding ur SPVA approach u need to apply for it the old-fashioned way PCD using at least Form 1 from https://www.gov.uk/guidance/veterans...plication-form. Remember we are all on AFPS 15 from 1 Apr 22 so if still serving, you will need to tick not just the AFPS 75 boxes.

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Old 13th Nov 2022, 08:44
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Distinctly Unimpressed.

38 working days have elapsed since my last day of service. My most recent phone call to DBS confirmed that my AFPS Form 1 is on file and I have completed everything correctly and on time.

So, after 23 years of service, and a long time spent looking forward to my lump sum and pension I am left scrabbling around making international calls to chase up the whereabouts of the money owed to me.

Itís my birthday tomorrow so maybe someone just thought it would be a nice surprise to hold it back for a while. Either that or itís just another example of how little regard we are held in by the Ďsystemí.

At least I can look forward to a speedy resolution to the AFPS75/15 fiasco and get the money that I am owed from that in a reasonable time scale. Oh no, wait a minuteÖ

LJ

I will just add that when on loan service an individual still pays UK tax (ridiculous but there we go) and I was told that my time on secondment wonít hold me back or count as a break in service in any way since my PAS levels continued to advance while I was away. So, whilst I recognise that there may be some complicating factors with my own personal profile, some form of communication to explain why it is all taking so long might be a nice touch.

BV
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Old 13th Nov 2022, 10:06
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They calculated my war pension start date a year later than owed, after a lengthy conversation going through the figures and dates, the woman on the end of the phone conceded she was wrong. Stressful.
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Old 13th Nov 2022, 16:08
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Originally Posted by GreenXCode View Post
Notwithstanding ur SPVA approach u need to apply for it the old-fashioned way PCD using at least Form 1 from https://www.gov.uk/guidance/veterans...plication-form. Remember we are all on AFPS 15 from 1 Apr 22 so if still serving, you will need to tick not just the AFPS 75 boxes.
Sorry, I wasnít too clear. Iím already out, been in receipt of AFPS 75 pension for some years. Iím short finals to the age 55 point, when it uncommutes and index links. I thought that was what Nutloose was referring to, but I may have got the wrong end of the stick.
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Old 13th Nov 2022, 17:49
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Do you need us to pass the hat round, Bob? Or do you have a ‘Will fly for food’ sign?
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Old 14th Nov 2022, 03:53
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RLE

A whip round would be much appreciated thankyou.

So two things come out of this. One is that the pension may take longer than you expect to be paid. The second is that, now I have at least received my forecast, it is better than expected on all fronts. Which proves that the legacy calculator is useless for anyone who changed to PAS after April 15. Which makes the lack of an updated calculator even more shameful and pathetic.

BV
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Old 15th Nov 2022, 22:37
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Regarding calculators and forecasts - my actual pension payment in the end was better than both! On chatting to others that seems the norm too (which makes sense, as you get Ďhappy campersí at the end when they get more than they expected!).

As for Secondment, then it definitely is treated as a career break - there was an IBN published about that recently.
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Old 2nd Dec 2022, 09:21
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Originally Posted by Bob Viking View Post
A whip round would be much appreciated thankyou.

So two things come out of this. One is that the pension may take longer than you expect to be paid. The second is that, now I have at least received my forecast, it is better than expected on all fronts. Which proves that the legacy calculator is useless for anyone who changed to PAS after April 15. Which makes the lack of an updated calculator even more shameful and pathetic.

BV
Dude - have you been paid? If so how long was the actual wait?

Asking for a friend......
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Old 2nd Dec 2022, 10:42
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DS

I have been paid (I thought people might have got bored of my bleating!). It took 42 working days and I have a sneaky feeling that, if I hadnít have spoken to them and had someone expedite my case, it could have taken a whole lot longer.

A dissapointing way to end 23 years in the RAF to be honest. Sadly I increasingly got the feeling that people were not their greatest asset.

I will also add that my pension pay date is the 28th. Completely random and not in keeping with any significant dates in my life or career other than it will always come near the end of the month.

BV
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