Hsbc

[Gareth17]

Hi everyone,

I am currently doing my a levels (Mathematics, Physics, Geography and General Studies) I am looking into getting a professtional studies loand from HSBC, i just wondered how many people have got it and what did they include in their business plan? How much could you borrow if you don't mind me asking?

Regards,

Gareth

[Touch'n'oops]

I got help from my Dad, to add Security in the form of our house.

I was able to get 56k Euro loan, with 4% above base interest. Bank manager did not want to see a plan, just security.

[Gareth17]

How long did the process take? from you applying to getting your loan?
Did you do a plan anyway?
Also could you borrow more?

Regards,

Gareth

[Luke Wingwalker]

Got £30k. Getting the loan was no problemo, the thing that takes the time is the security arrangements. Took me about 2 months.

[04449320]

HSBC loans

I currently work for the HSBC before I take the plunge. Don't worry no business plan will be necessary but it will depend on what security you or your relatives can put up for you and your credit score! So if you've got some bad debt or lots of credit cards get rid of them first before you apply. Don't be afraid to politely bargain with the manager this sort of lending is outside of normal product scheme so you will be seeing someone with sufficient authority to create their own lending terms and PRICE.

[scroggs]

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Scroggs
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