MOD Pension
Thread Starter
Join Date: Dec 2007
Location: Wales/now Canada
Age: 82
Posts: 37
Likes: 0
Received 0 Likes
on
0 Posts
MOD Pension
Just a thought, but can anyone confirm that my RAF pension will still be indexed linked if I go to live abroad ?
I know the OAP is not at the moment ,though apparently there are thoughts to link it in the future but not to backdate the change.
I know the OAP is not at the moment ,though apparently there are thoughts to link it in the future but not to backdate the change.
Join Date: Mar 2010
Location: Often in Jersey, but mainly in the past.
Age: 79
Posts: 7,809
Received 135 Likes
on
63 Posts
State and Service pensions both UK-Index-Linked in Jersey. Both paid free of UK tax, and taxed here instead.
We are a bit of an oddity, though ... A Crown Dependency, not part of the UK and happily not in the EU.
We are a bit of an oddity, though ... A Crown Dependency, not part of the UK and happily not in the EU.
Join Date: Mar 2003
Location: Australia
Posts: 398
Likes: 0
Received 0 Likes
on
0 Posts
I don't own this space under my name. I should have leased it while I still could
Index linking of OAP depends on country of emigration, for instance Canada no and USA yes. Similarly OZ and NZ no, but EU etc is yes.
I am not sure about the Caribbean Islands (ex Colonies) but I think they are OK as the index linked policy is based on reciprocity.
http://www.thisismoney.co.uk/money/p...-overseas.html
http://britishexpats.com/forum/austr...nsions-155113/
Once you are permanently abroad then you should not be paying UK tax.
I am not sure about the Caribbean Islands (ex Colonies) but I think they are OK as the index linked policy is based on reciprocity.
http://www.thisismoney.co.uk/money/p...-overseas.html
http://britishexpats.com/forum/austr...nsions-155113/
Once you are permanently abroad then you should not be paying UK tax.
Join Date: Mar 2010
Location: Often in Jersey, but mainly in the past.
Age: 79
Posts: 7,809
Received 135 Likes
on
63 Posts
What a bizarre listing at the end of that first link, PN 
RHKAAF,
Start by telling us where you're moving to and which pension scheme do you belong to? The answer to your question will depend on that and may be different for state pension and AFPS. There are also some points about tax you will need to know about.
Not true. For example, the Dual Tax agreement with France, means I pay tax on a UK government pension in the UK, despite being permanently resident in France.
Start by telling us where you're moving to and which pension scheme do you belong to? The answer to your question will depend on that and may be different for state pension and AFPS. There are also some points about tax you will need to know about.
Originally Posted by PN
Once you are permanently abroad then you should not be paying UK tax.
Join Date: Oct 2009
Location: Right here, right now
Posts: 270
Received 0 Likes
on
0 Posts
See kaitakbowler, there are some useful people on the forum 
The info provided will give RHKAAF something to think about until he gets the opportunity to confirm it officially with his/her pension provider.
The info provided will give RHKAAF something to think about until he gets the opportunity to confirm it officially with his/her pension provider.
Join Date: Mar 2010
Location: Often in Jersey, but mainly in the past.
Age: 79
Posts: 7,809
Received 135 Likes
on
63 Posts
Not true. For example, the Dual Tax agreement with France, means I pay tax on a UK government pension in the UK, despite being permanently resident in France.
Join Date: Jun 2007
Location: 4 Civvy Street. Nowhere-near-a-base. The Shires.
Posts: 559
Likes: 0
Received 1 Like
on
1 Post
I bet you need every penny of pension to live in Jersey. I'm a qualified resident there myself, but have no plans to return when I'm a pensioner.
Join Date: Mar 2010
Location: Often in Jersey, but mainly in the past.
Age: 79
Posts: 7,809
Received 135 Likes
on
63 Posts
Originally Posted by camelspyyder
I bet you need every penny of pension to live in Jersey. I'm a qualified resident there myself, but have no plans to return when I'm a pensioner.
(I will ignore house prices, which is a separate subject altogether!)
Last edited by MPN11; 28th Dec 2015 at 17:33.
I live in NZ and my RAF Pension is index linked, same rules apply up to the age of 55 when as per everyone in the UK it is not index linked, well that was how my pension worked.
Son lives in Netherlands and his British Army pension is not counted as part of his income there for tax purposes. As it is slightly less than his UK tax allowance he pays no UK tax on it either as he has no other income here. He's hoping the Dutch dont follow France's lead as that would cost him! Index linking not yet applicable as he is stilll in his 40s.
I am in Oz and asked this question recently and was told told that my pension will be index linked when I reach 55 but my OAP will not be. Courtney is right about tax, dual citizen or not, you will still be taxed on your pension is the information I was, it has to be said, curtly given. If they got the last bit wrong I would be delighted to know.
Guest
Posts: n/a
This may help for France...
Regarding UK OAP Pension taxation at source:
An exemption can be obtained with this form...
https://www.gov.uk/government/public...nce-individual
This form also includes company pension annuity payments, but not income derived from other sources such as property rentals.
It has to be completed and delivered to your local French Impots Office who, in my case about 2 months ago, knew exactly what to do with it. Both sections must be completed but they just duplicate the same data.
There is also the option to have the pensions paid directly into a French bank account.
Imagegear
An exemption can be obtained with this form...
https://www.gov.uk/government/public...nce-individual
This form also includes company pension annuity payments, but not income derived from other sources such as property rentals.
It has to be completed and delivered to your local French Impots Office who, in my case about 2 months ago, knew exactly what to do with it. Both sections must be completed but they just duplicate the same data.
There is also the option to have the pensions paid directly into a French bank account.
Imagegear
Last edited by ImageGear; 30th Dec 2015 at 08:04.