Allowances vs Moving into Quarters
Thread Starter
Join Date: Aug 2006
Location: London
Posts: 3
Likes: 0
Received 0 Likes
on
0 Posts
Right,
The plan is I'm changing my name to Tigger and I'm going to rent my mate Spot's 3 bed detached with garage in Cartoontown. He in turn will rent my place. Funny old thing, it turn's out I'm not the only one to have thought of this. My Boss, Wg Cdr Daisy is renting a nice 5 bed from Gp Capt Flopsy!
Barmey
The plan is I'm changing my name to Tigger and I'm going to rent my mate Spot's 3 bed detached with garage in Cartoontown. He in turn will rent my place. Funny old thing, it turn's out I'm not the only one to have thought of this. My Boss, Wg Cdr Daisy is renting a nice 5 bed from Gp Capt Flopsy!
Barmey
Join Date: Jul 2007
Location: @exRAF_Al
Posts: 3,297
Likes: 0
Received 0 Likes
on
0 Posts
BEagle
Let me explain (I'm sure you know anyway)
This post is about "moving into quarters" and depending on your rank/furnishings/garage requirements then the rent of an average officer quarter is about £300.
Nothing to do with Cartertown or Witney...
LJ
Let me explain (I'm sure you know anyway)
This post is about "moving into quarters" and depending on your rank/furnishings/garage requirements then the rent of an average officer quarter is about £300.
Nothing to do with Cartertown or Witney...
LJ
No, I didn't know what you meant.
So, are you saying that the rent of the 'average' OMQ is a mere £300 p.c.m.?
If there are insufficient military MQs at a particular location, who pays the difference between this £300 and the going rate for similar housing at that location?
So, are you saying that the rent of the 'average' OMQ is a mere £300 p.c.m.?
If there are insufficient military MQs at a particular location, who pays the difference between this £300 and the going rate for similar housing at that location?
There is a sliding scale of rent allowances relevant to rank and I think London has an extra allowance. You should be offered three properties and you select one. Any surplus between your allowance and reality is picked up by the tenant. You still get HTD (public rate?). Be warned, those that get very comfy in their hiring, should a MOQ become available, you could find yourself moved back in.
BEagle
Apologies for not being clearer in the original post - too many ales!
On this Question:
That'll be the taxpayer then - d'oh! Another "own goal" of Mr Osborne then...
LJ
Apologies for not being clearer in the original post - too many ales!
On this Question:
If there are insufficient military MQs at a particular location, who pays the difference between this £300 and the going rate for similar housing at that location?
LJ
Join Date: Feb 2008
Location: UK
Posts: 125
Likes: 0
Received 0 Likes
on
0 Posts
In reply to Beagle.
My last AMQ was a private hiring, due to no MQ's available at my adopted unit. I had a nice 3 bed (plus 2 large studies). I only paid grade 1 accom which with the garage was about £300. There was a ceiling to the monthly rent, however this place was sourced by an agent appointed by the MQ people within budget. The only bummer was the extra cost to heat it.
My last AMQ was a private hiring, due to no MQ's available at my adopted unit. I had a nice 3 bed (plus 2 large studies). I only paid grade 1 accom which with the garage was about £300. There was a ceiling to the monthly rent, however this place was sourced by an agent appointed by the MQ people within budget. The only bummer was the extra cost to heat it.
Thanks, Leon!
So, let's say a Flt Lt with 2 years in the rank is on middle rate flying pay. That means he'll be paid about £49K before tax.
If he and his family are in furnished accommodation, let's say Officer IV Grade 2 (whatever that is), he'll pay about £353 per month? Even for a property which has a market rental rate of £1200 pcm due to location?
Then the £(1200-353) = £847 per month is paid for by the taxpayer?
So it might seem like a good idea to rent - rather than pay a £250000+ mortgage.....
....until retirement or redundancy comes knocking, that is.
So, let's say a Flt Lt with 2 years in the rank is on middle rate flying pay. That means he'll be paid about £49K before tax.
If he and his family are in furnished accommodation, let's say Officer IV Grade 2 (whatever that is), he'll pay about £353 per month? Even for a property which has a market rental rate of £1200 pcm due to location?
Then the £(1200-353) = £847 per month is paid for by the taxpayer?
So it might seem like a good idea to rent - rather than pay a £250000+ mortgage.....
....until retirement or redundancy comes knocking, that is.
And lets not forget the Officer/Sgt/Airmen who wants to live in the mess but due to the lack of rooms available on camp, shares a rented house of their choice off camp (normally with one other serviceman) and even gets paid a little extra for the 'hassle'.
I know singlies that have sold up or stopped renting so they could 'move back to the mess' knowing that there is insufficient space, they can then move into a decent house in an area of their choice and the MoD will foot the bill.
Closing/consolidating bases is one thing but there needs to be suitable investment in infrastructure - on the camp where I have spent the last 5 years there has been NONE!
I know singlies that have sold up or stopped renting so they could 'move back to the mess' knowing that there is insufficient space, they can then move into a decent house in an area of their choice and the MoD will foot the bill.
Closing/consolidating bases is one thing but there needs to be suitable investment in infrastructure - on the camp where I have spent the last 5 years there has been NONE!
Join Date: Jul 2007
Location: Germany
Posts: 1
Likes: 0
Received 0 Likes
on
0 Posts
So it might seem like a good idea to rent - rather than pay a £250000+ mortgage.....
....until retirement or redundancy comes knocking, that is.
....until retirement or redundancy comes knocking, that is.
Join Date: Jun 2005
Location: UK
Posts: 769
Likes: 0
Received 0 Likes
on
0 Posts
Actually, the costs of SFA are freely available and published every year by the AFPRB. The latest can be found here. You can see that they are quite a bit more than Beagle suggests, but less than you'd pay on the open market in some areas - that's something that the AFPRB are working on.
However, I suspect that the large number of personnel who choose to commute weekly at the moment may think otherwise if GYH(P) is hit or Mess charges increased. Withdrawing GYH(P) may therefore result in a disproportionate increase in SFA cost for the MOD - hence the overall cost to Defence would probably increase. But knowing the way the bean-counters seem to work these days, they probably haven't thought it through. I guess we'll see in the New Year.
However, I suspect that the large number of personnel who choose to commute weekly at the moment may think otherwise if GYH(P) is hit or Mess charges increased. Withdrawing GYH(P) may therefore result in a disproportionate increase in SFA cost for the MOD - hence the overall cost to Defence would probably increase. But knowing the way the bean-counters seem to work these days, they probably haven't thought it through. I guess we'll see in the New Year.
...let's say Officer IV Grade 2 (whatever that is), he'll pay about £353 per month?...
You can see that they are quite a bit more than BEagle suggests...
Thread Starter
Join Date: Aug 2006
Location: London
Posts: 3
Likes: 0
Received 0 Likes
on
0 Posts
Exactly my point! The idea of moving to MQ, although not too desirable would make economic sense, plus strike a very small but somewhat pleasing blow to the bean counters!
Join Date: Feb 2007
Location: Oxon
Age: 66
Posts: 1,942
Likes: 0
Received 0 Likes
on
0 Posts
Firmly of the opinion that anyone who bases their individual housing decisions on something as nebulous as HTD should not be allowed to have a mortgage and should be forced to live in MQ's under financial supervision, feckin drama queens
Firmly of the opinion that anyone who bases their individual housing decisions on something as nebulous as HTD should not be allowed to have a mortgage
I suspect that financial advisers and the like would say one thing. However, as far as MOD is concerned, it all adds up as part of the renumeration package.
Join Date: Feb 2007
Location: Oxon
Age: 66
Posts: 1,942
Likes: 0
Received 0 Likes
on
0 Posts
Not received flying pay for a good few years now however have received HTD here in Wilts since 97.
After a daily 28 mile round trip I get the princely sum of **** all each month, hence my assertion that any chimp who worries about HTD in his/hers overall annual financial plan should be forced to live in quarters
After a daily 28 mile round trip I get the princely sum of **** all each month, hence my assertion that any chimp who worries about HTD in his/hers overall annual financial plan should be forced to live in quarters
Join Date: Jul 2002
Location: UK
Posts: 152
Likes: 0
Received 0 Likes
on
0 Posts
Merry Christmas everyone,
I can't quote fact, but last year I was faced with a short notice posting to the Oxfordshire area and there were no quarters available. Cue much teeth sucking by DHE who said it would take a while as all SSFA (?) applications were vetted individually because it was costing them TOO MUCH...
So they suggested to me that they were taking a financial hit for gambling on how many quarters would be needed, and the cynic would suggest that the long 'vetting' procedure may have been cunningly planned to be long enough for a SFA to come available??
None the less, we have talked about people electing to move back into quarters but the military isn't exempt the difficulties getting onto the market, so as well as people moving back there will be a huge number of people taking MQs as their first step compared to recent years...
I hope DHE/DE pay the price, I'm fed up of being a cash cow for a private company with no tenants rights!!!
I can't quote fact, but last year I was faced with a short notice posting to the Oxfordshire area and there were no quarters available. Cue much teeth sucking by DHE who said it would take a while as all SSFA (?) applications were vetted individually because it was costing them TOO MUCH...
So they suggested to me that they were taking a financial hit for gambling on how many quarters would be needed, and the cynic would suggest that the long 'vetting' procedure may have been cunningly planned to be long enough for a SFA to come available??
None the less, we have talked about people electing to move back into quarters but the military isn't exempt the difficulties getting onto the market, so as well as people moving back there will be a huge number of people taking MQs as their first step compared to recent years...
I hope DHE/DE pay the price, I'm fed up of being a cash cow for a private company with no tenants rights!!!