PAS Changes
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Re: PAS Changes
Hi Gang;
Not seen anything in print yet about this...but all seems disturbing news.
Anyone clarified this 18 year/22 year thing as I think most of us NCA are transferring at age 40 at the mo.....
Preparing the bat once again...great innit???
Regards...SFS
Not seen anything in print yet about this...but all seems disturbing news.
Anyone clarified this 18 year/22 year thing as I think most of us NCA are transferring at age 40 at the mo.....
Preparing the bat once again...great innit???
Regards...SFS
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Re: PAS Changes
Only just heard about this via prune. When chased, the Chf Clk said that he didn't think it was that important to publicise!! 
Still, I'm told by the Desk Officer that PMA are running with it to the Pay n Pensions people, as it was as a surprise to them as it was advertised to us.
Here's in hope, but not holding ones breath.
Still, I'm told by the Desk Officer that PMA are running with it to the Pay n Pensions people, as it was as a surprise to them as it was advertised to us.
Here's in hope, but not holding ones breath.
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Re: PAS Changes
The position seems to be that selection for the PAS will be at or beyond the EDP point (At least 18 years service and at least age 40). Actual transfer to PAS will take place 4 years beyond the effective selection date, into the PAS level that you would have attained by that time if you had been transferred on the selection date. For the intervening 4 years, you would continue to receive your current rates of basic and flying pay, plus any annual increments which you may be due over that time. If you are less than 4 years from the top level of your current pay band, it seems to me that you must lose out in pay terms over all or part of that time, when compared with the "current" immediate transfer to PAS, although SPPol & Pen appear to assert that that is not the case.
Regards
Ginseng
Regards
Ginseng
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Re: PAS Changes
I am PAS (nearly 2 years) and opted for the new pension plan and have received no correspondance at all. It is dangerous to assume that this means that I am immune from this, can anybody with the letter advise. Is the 5 year leg iron still intact?
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Tiger Mate
In your case, no, it appears not. From the transfer date, you could leave on AFPS05 terms (provided you have reached age 40 and have at least 18 years service), though with an EDP until age 65.
Regards
Ginseng
Regards
Ginseng
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Re: PAS Changes
Might be worth noting that there is a paragraph within the orange pension book we signed for on page 7 para 8 which mentions your choices if you wish not to join and rejoin AFPS05 at a later date you can so as long as you can prove you are medically fit and under age 55.Although i have not quoted the para exactly as i don't have it on me there are two ways to read this. Firstly that if you wish not to join AFPS05 now and decide to stay on AFPS75 you have one opportunity to join at a later date. which means you could stay on AFPS75 and change to AFPS05 once you have cleared 4 years PAS.
Secondly and the way i believe it is meant to read is that you can "contract out" into a personal scheme (please note that is the legal wording they should have used in that para) and then rejoin only once at a later date.
I have emailed the OTT bunch through handbrake and was forwarded a statement from them that it didn't mean the first option, however they didn't clarify that it was infact meant to mean the second. the statement also mentioned the author of this paragraph should be fired !!
Pretty good document when the agency dealing with it thinks this.
I know of at least one person who made his decision on this paragraph believing the former option!
Does anyone else think that allowing personnel to be able to chose a personal pension and then be allowed to be able to rejoin AFPS05 but not to allow those on AFPS75 the chance to rejoin AFPS05 at a later date discriminatory ??
Personally i have now emailed them through handbrake my thoughts on the above and its implications in my decision making and yet to recieve a reply although they have graced me with an extension until 31 March will the try to dig themselves a bigger hole.
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White Noise
The decision to opt out of the AFPS, be it AFPS75 or AFPS05, is open to you only during the first 6 months of your Service. That is, you can only opt out at or within 6 months of first joining. Should you do this, the scheme rules allow you one opportunity to apply to reverse that decision at a later date. You cannot opt out later than 6 months into your service, and the transfer from AFPS 75 to AFPS05 is not an opt in/out decision in the same sense. If you leave the service now, from within AFPS75, and were to rejoin at a later date after the transfer date, you would automatically re-enter under AFPS05 only, unless you opted out of the AFPS altogether in favour of personal arrangements.
That's my understanding.
Regards
Ginseng
That's my understanding.
Regards
Ginseng
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Re: PAS Changes
Seems like a bit of a cluster all round. Looks like i fall into the category of dipping out, was offered PAS from Oct05 board when out in sandy places, got back on 16 Dec, got my letter of offer to transfer to PAS that day, saw the date and got it in the post due to the reply date being that day. So a bit rushed to say the least. Now it seems that at my 22 year point (reckonable service, actually 23 1/3 years as i joined at 16) im going to dip out. If only my parents had done the deed a year and a bit earlier. Nice to see the RAF is so loyal to its people, or is that just a one way thing. No wonder people get cheesed off, just one thing after another. The powers to be always state that its people are the most important assett, does anyone believe this?
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Re: PAS Changes
Maybe some light! Spoke with chap at Pay Policy (whose no. is on the letter) and he says the policy has been withdrawn as from today! Something to do with problems with Death in Service benefits.
He reckons that if you have been offered PA, you will transfer onto PA regardless of which pension scheme you are on. T letter will follow in due course.
However, I'll believe it when I see it!
He reckons that if you have been offered PA, you will transfer onto PA regardless of which pension scheme you are on. T letter will follow in due course.
However, I'll believe it when I see it!
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Re: PAS Changes
Not really ref the 4 yr debacle but PAS/AFPS 05 related,
A conversation I had with a chap in PMA late last year stated that they envisage those who stay on the old pesion scheme will be boarded/offered PAS at the 22 yr point and those who change to the new pension will be boarded and move to PAS at 18 yrs. This was only the perceived route and was not policy at the time, perhaps it is now ?
It doesn't address the mark time nonsense either.
Ginge
A conversation I had with a chap in PMA late last year stated that they envisage those who stay on the old pesion scheme will be boarded/offered PAS at the 22 yr point and those who change to the new pension will be boarded and move to PAS at 18 yrs. This was only the perceived route and was not policy at the time, perhaps it is now ?
It doesn't address the mark time nonsense either.
Ginge
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Re: PAS Changes
Originally Posted by No Vote Joe
.... he says the policy has been withdrawn as from today! Something to do with problems with Death in Service benefits.
What confidence does this inspire in all the other changes being planned?
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Re: PAS Changes
A mate mentioned to me that the last NCA PAS board (october?) was for those who will take up PAS for the next 3 yrs, anyone heard this, I thought there was a board every year ?
Ginge
Ginge
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Re: PAS Changes
My understanding is that they board every year for PA, and will look at you from 3 yrs before your option point. So, if you don't get picked up with 3 yrs to go you have another shot every year threreafter.
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Re: PAS Changes
NCA boards have looked at people with one year to go til their 22yr point until the last one, which was at the back-end of October and looked at people with up to 2 years til their 22yr point. Hopefully future ones will do the same (or even go to 3 yrs before). If you don't get picked up with 2 yrs to go I believe that you can be looked at again the following year (I'm not positive about the officer boards, but I believe that people up to 3 yrs from transfer have been looked at, though I have heard stories that conflict with that). Not sure whether if you turned down the offer at 2yrs for some reason you'd be looked at again though.
What I'm not sure about is whether airman engagements are being changed with the new pension scheme, so people in the future will be signed-on til 18/40, LOS30(?), 55yrs , rather than 22yrs, LOS30/age 47, age 55. If the engagements change, it would make sense to board relative to the 18/40 point. If the engagement remains to 22yrs (which it could as it takes you past your EDP) then the PAS boarding date won't move cos it's based against LOS (I take it that all officer engagements will move til 18/40 from 16/38).
If the engagement terms for NCA change from 22yrs to 18/40 if you are on AFPS05, then surely anyone already boarded and accepted but not yet on PAS should move to it at their 18/40 not 22yrs if they accept the new scheme ...
Hands up all those who really believe all this has actually been decided yet, and keep your hands up if you feel that you know enough FACTS to make a solid decision about your future
Live from the Swamp
What I'm not sure about is whether airman engagements are being changed with the new pension scheme, so people in the future will be signed-on til 18/40, LOS30(?), 55yrs , rather than 22yrs, LOS30/age 47, age 55. If the engagements change, it would make sense to board relative to the 18/40 point. If the engagement remains to 22yrs (which it could as it takes you past your EDP) then the PAS boarding date won't move cos it's based against LOS (I take it that all officer engagements will move til 18/40 from 16/38).
If the engagement terms for NCA change from 22yrs to 18/40 if you are on AFPS05, then surely anyone already boarded and accepted but not yet on PAS should move to it at their 18/40 not 22yrs if they accept the new scheme ...
Hands up all those who really believe all this has actually been decided yet, and keep your hands up if you feel that you know enough FACTS to make a solid decision about your future
Live from the Swamp
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It's now in writing, can now stop holding my breath!! Until the next time.......
1. DIN02-246 issued on 16 Dec 05 outlined the changes to eligibility to the PAS/PES(A) under Armed Forces Pension Scheme 2005 (AFPS 05). In order to protect an individual’s dependents benefits under their chosen AFPS, which could have been adversely affected as a consequence of the introduction of the new PAS/PES(A) eligibility rules, the policy has been reviewed.
Consequently, all personnel who serve under AFPS 05 and are selected for the PAS/PES(A) will join the PAS/PES(A) pay spine on the date that they are appointed to the PAS/PES(A). There are no changes to PAS/PES(A) eligibility rules Under AFPS 05 as outlined in DIN02-246.
2. Personnel who, as a result of this policy change, feel they need more time to make their OTT election decision
can request a decision election extension through their unit staffs.
1. DIN02-246 issued on 16 Dec 05 outlined the changes to eligibility to the PAS/PES(A) under Armed Forces Pension Scheme 2005 (AFPS 05). In order to protect an individual’s dependents benefits under their chosen AFPS, which could have been adversely affected as a consequence of the introduction of the new PAS/PES(A) eligibility rules, the policy has been reviewed.
Consequently, all personnel who serve under AFPS 05 and are selected for the PAS/PES(A) will join the PAS/PES(A) pay spine on the date that they are appointed to the PAS/PES(A). There are no changes to PAS/PES(A) eligibility rules Under AFPS 05 as outlined in DIN02-246.
2. Personnel who, as a result of this policy change, feel they need more time to make their OTT election decision
can request a decision election extension through their unit staffs.
