Loss of Licence
Don't think that's what anyone said, Mos.
LIPS is payable if you cannot hold a Class 1 medical anywhere, so it would be possible to recieve the EK benefit because of not meeting GCAA requirements, but still being eligable for a medical elsewhere.
LIPS is payable if you cannot hold a Class 1 medical anywhere, so it would be possible to recieve the EK benefit because of not meeting GCAA requirements, but still being eligable for a medical elsewhere.
Join Date: Feb 2010
Location: Tatooine
Posts: 154
Likes: 0
Received 0 Likes
on
0 Posts
Wiz, this is a quote from MW:
That sounds pretty definitive.
I understand that the stipulation is that you must not be able to hold a class 1 medical in any country in which you are eligible to work. Therefore, if an individual loses the GCAA medical, and is similarly unable to obtain a class 1 in his/her home country, then LIPS should pay out.
Incorrect, Dune.
EK pays 3 years lump sum and at the same time LIPS will commence the monthly benefit.
EK pays 3 years lump sum and at the same time LIPS will commence the monthly benefit.
I understand that the stipulation is that you must not be able to hold a class 1 medical in any country in which you are eligible to work. Therefore, if an individual loses the GCAA medical, and is similarly unable to obtain a class 1 in his/her home country, then LIPS should pay out.
Yes, they should.
What I think MW meant is, IF those conditions are met, LIPS starts paying as soon as EK has paid the lump sum. This was in response to a question as to whether you have to wait three years for LIPS to kick in.
You don't, but the disability must disqualify you in other countries, not just the UAE.
You obviously have some reservations about LIPS. I'd be interested to kow what you think the problem is.
What I think MW meant is, IF those conditions are met, LIPS starts paying as soon as EK has paid the lump sum. This was in response to a question as to whether you have to wait three years for LIPS to kick in.
You don't, but the disability must disqualify you in other countries, not just the UAE.
You obviously have some reservations about LIPS. I'd be interested to kow what you think the problem is.
Join Date: Sep 2000
Location: Somewhere south of the north pole!
Posts: 164
Likes: 0
Received 0 Likes
on
0 Posts
So here is a question:
I have my UAE GCAA ATPL as well as a JAA ATPL and an FAA ATP. I'm not eligible to work in the US but have the license since I did my initial training there.
If I were to loose my GCAA medical then I would most likely also lose my JAA medical as the requirements are almost the same. There is however a chance that I could still get a FAA Class 1 medical as the FAA system is more ability based and "forgiving" then the two previously mentioned.
This would leave me in a situation where I would have a valid license in a country where I can not work = no flying income. I would still technically be able to ge A medical though... How would LIPS view a situation like that?
I seem to remember that when I signed up for LIPS the policy would pay out if I lost my UAE medical. No mention of ALL medicals...
Appreciate any input!
Will
I have my UAE GCAA ATPL as well as a JAA ATPL and an FAA ATP. I'm not eligible to work in the US but have the license since I did my initial training there.
If I were to loose my GCAA medical then I would most likely also lose my JAA medical as the requirements are almost the same. There is however a chance that I could still get a FAA Class 1 medical as the FAA system is more ability based and "forgiving" then the two previously mentioned.
This would leave me in a situation where I would have a valid license in a country where I can not work = no flying income. I would still technically be able to ge A medical though... How would LIPS view a situation like that?
I seem to remember that when I signed up for LIPS the policy would pay out if I lost my UAE medical. No mention of ALL medicals...
Appreciate any input!
Will
Join Date: Apr 2011
Location: Dubai
Age: 51
Posts: 41
Likes: 0
Received 0 Likes
on
0 Posts
This would leave me in a situation where I would have a valid license in a country where I can not work
I know I would
Join Date: Jan 2007
Location: united arab emirates
Posts: 370
Likes: 0
Received 0 Likes
on
0 Posts
I wander if the Actuary that drafted the scheme projected the "increased annual flight times at EK "into his calculation . A few years ago 70 to 75 hrs a month was the norm . Now almost 90hrs most months , and over 900 hrs a year ( rememeber bunk time does not count so you may well spend well over 900 hrs a year on the plane). Take from this the time off EK pilots used to enjoy for exercise ( they had lots more) to mitigate some of the effects of potential illness. Increased polar opps ( and there is more to come) etc etc and I think we may see a significant rise in claims. The scheme is great on paper and I have no reason yet to doubt that LIPS and EK will pay out if required . However I have grown pessimistic here over the years seeing that the minute something is costing money they simply change the rules ( especially EK) . .... and if EK dont pay out then neither will LIPS !
Definition of a pessimist , an optimist with experience.
Definition of a pessimist , an optimist with experience.
Join Date: Sep 2000
Location: Somewhere south of the north pole!
Posts: 164
Likes: 0
Received 0 Likes
on
0 Posts
relv3: I understand that this is what the policy states NOW but I am fairly certain that when I first signed up a few years ago it didn't say the same thing. I believe it stated that if you lost your UAE medical. After all that is what I'm insured for as far as I'm concerned. I look forward to hearing about your experiences Thanks
Now lets say I loose my UAE medical... Just cause I can get another medical somewhere else doesn't guarantee me a job anywhere and the only reason that I (in this case) would have lost my current job with EK would be cause I lost my UAE medical. That is why I entered in to the LIPS scheme, to insure against a loss of my job at EK as a result of loosing my UAE medical. I did not, nor did any of the people I know that are also in LIPS, enter in to it to insure against a loss of any other medical license.
May be time to exit the scheme...
For comparason does anyone know how airlines like BA, LH, AF, SK, etc handle their loss of license in these regards? And yes, I know it's not the same but would still be of interest...
Will
Thanks Now lets say I loose my UAE medical... Just cause I can get another medical somewhere else doesn't guarantee me a job anywhere and the only reason that I (in this case) would have lost my current job with EK would be cause I lost my UAE medical. That is why I entered in to the LIPS scheme, to insure against a loss of my job at EK as a result of loosing my UAE medical. I did not, nor did any of the people I know that are also in LIPS, enter in to it to insure against a loss of any other medical license.
May be time to exit the scheme...
For comparason does anyone know how airlines like BA, LH, AF, SK, etc handle their loss of license in these regards? And yes, I know it's not the same but would still be of interest...
Will
Join Date: Jan 2007
Location: Weston Super Mare/UAE
Age: 60
Posts: 406
Received 0 Likes
on
0 Posts
....after years of reading posts by highly qualified and intelligent pilots....can we have a pelesys course, please, on the spelling/use of the word 'loose/lose'?!! You can LOSE a medical; it will NEVER - NOT EVER - become 'LOOSE'! A screw can become 'LOOSE' (and then, of course, you might LOSE it!). Now, back to the arguement.....
