Are F/O's actually getting ahead financially at Emirates?
Join Date: Sep 2003
Location: korea
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To make it simple as a single FO yes you can save, not a problem at all, married however you will just survive. Slalak taking kids to school, school activities, sports, cable TV, Internet, Wifes telephone, entertainment movies ext ext . As an FO your salary is about half that of most other western expats, and is about the same as an office or small shop manager.
Also depends on where your from if your a westerner, there will basically be no one else in that lower wage bracket. If your from Egypt, Lebanon, Malaysia and the like you'll be on about par with your peirs working in semi skilled/semi professional management positions.
They are the facts, like it or lump it. And yes out side of Emirates wages very much depend on nationality, get use to that as well..
Also depends on where your from if your a westerner, there will basically be no one else in that lower wage bracket. If your from Egypt, Lebanon, Malaysia and the like you'll be on about par with your peirs working in semi skilled/semi professional management positions.
They are the facts, like it or lump it. And yes out side of Emirates wages very much depend on nationality, get use to that as well..
Join Date: Jun 2008
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To make it simple as a single FO yes you can save, not a problem at all, married however you will just survive. Slalak taking kids to school, school activities, sports, cable TV, Internet, Wifes telephone, entertainment movies ext ext . As an FO your salary is about half that of most other western expats, and is about the same as an office or small shop manager.
Also depends on where your from if your a westerner, there will basically be no one else in that lower wage bracket. If your from Egypt, Lebanon, Malaysia and the like you'll be on about par with your peirs working in semi skilled/semi professional management positions.
They are the facts, like it or lump it. And yes out side of Emirates wages very much depend on nationality, get use to that as well..
All the above items cost 6-9000US per month?
Also depends on where your from if your a westerner, there will basically be no one else in that lower wage bracket. If your from Egypt, Lebanon, Malaysia and the like you'll be on about par with your peirs working in semi skilled/semi professional management positions.
They are the facts, like it or lump it. And yes out side of Emirates wages very much depend on nationality, get use to that as well..
All the above items cost 6-9000US per month?
Join Date: Jul 2000
Location: Dubai - sand land.
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21000dhms is not more than 6000$US mr articspud.. Rate is 3.68 dhms to 1US$...
And no it doesn't cost all that... Some people just can't budget very well
And no it doesn't cost all that... Some people just can't budget very well
Join Date: Nov 2007
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Mate,
If you can not survive on 7500 $us DISPOSABLE INCOME (basic,flightpay,erp) exc your bonus and provident fund, you have a big budget problem
. The problem might be your wife
, go check her out. If you rent your own place and the kids go to repton then its a different story
If you can not survive on 7500 $us DISPOSABLE INCOME (basic,flightpay,erp) exc your bonus and provident fund, you have a big budget problem
. The problem might be your wife, go check her out. If you rent your own place and the kids go to repton then its a different story
Join Date: Sep 2003
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From your $7100USD you will have deducted by EK
telephone
medical (and you thought it was free)
provident fund (now ain't that a winner now)
car loan (most take it)
tickets (ID 90s ext your an expat now expect to travel frequently)
fines (missed appointments at clinik)
some expenses you may not have thought of.
maid (philippina min wage 1400 + 600 gov charges = 2000 and because of time constraints traffic ext will be difficult to do without that doesnt include her tickets home ev 2 years)
Salik (up to 500 a month depending on where you live)
Car insurance (400-500 per month 4- 5% on 100000dhs car, yes your paying for the locals bad driving, but you may qualify for a reduced rate after a few years, many pilots have two cars)
Telephones (landline, yr modile, wifes mobile min 500- 1000 etisalat is a monopoly and its expensive. No skype unless u set up a vpn, and then skype can be a bit iffy at times.)
Internet 250dhs (see above)
Cable TV 250dhs/month (no alternative)
Activities for kids ( can be expensive, examples swimming 400 per term, tennis 90dhs per lesson, piano 145-200dhs per lesson, unless of course you want to leave your kids at home. There are no public swimming pools, tennis courts and the like, free this or that)
Leave (expect to spend alot of money even if you stay with your parents)
Wifes summer escape (yes most will pi#@ off for the summer)
Thats about 5k in pretty well fixed expenses, and that doesnt include social stuff, and the above deductions, plus a mortgage back home that you might have, bla bla bla.
Like most pilots I am a tight ass but even so, unless you want you and your family to live like a hermit, I can assure you that you will struggle as a new FO if you have a family.
Best thing is to talk to someone who has been there a while, and is in the same domestic situation.
If you are married with kids don't
1. listen to single guys they have no idea,
2. listen to guys with wives that are working, as they usually earn more than they do.
3. Guys who have been there for less than a couple of years.
4. Don't compare what it cost where you are now, to Dubai it can't be done. Dubai is an expensive place to live now.
5.You wont make money out of allowances at EK
6. Don't expect overtime as an FO, usually FOs dont get it.
7. Don't count on a bonus next year,( unless you havnt been watching the news lately)
8. Don't justify your decisions based on this post or any others on pprune.
Do your research, ask as many people as you can, and try and include friends you may have in other industries to see what sort of a deal they're getting.
telephone
medical (and you thought it was free)
provident fund (now ain't that a winner now)
car loan (most take it)
tickets (ID 90s ext your an expat now expect to travel frequently)
fines (missed appointments at clinik)
some expenses you may not have thought of.
maid (philippina min wage 1400 + 600 gov charges = 2000 and because of time constraints traffic ext will be difficult to do without that doesnt include her tickets home ev 2 years)
Salik (up to 500 a month depending on where you live)
Car insurance (400-500 per month 4- 5% on 100000dhs car, yes your paying for the locals bad driving, but you may qualify for a reduced rate after a few years, many pilots have two cars)
Telephones (landline, yr modile, wifes mobile min 500- 1000 etisalat is a monopoly and its expensive. No skype unless u set up a vpn, and then skype can be a bit iffy at times.)
Internet 250dhs (see above)
Cable TV 250dhs/month (no alternative)
Activities for kids ( can be expensive, examples swimming 400 per term, tennis 90dhs per lesson, piano 145-200dhs per lesson, unless of course you want to leave your kids at home. There are no public swimming pools, tennis courts and the like, free this or that)
Leave (expect to spend alot of money even if you stay with your parents)
Wifes summer escape (yes most will pi#@ off for the summer)
Thats about 5k in pretty well fixed expenses, and that doesnt include social stuff, and the above deductions, plus a mortgage back home that you might have, bla bla bla.
Like most pilots I am a tight ass but even so, unless you want you and your family to live like a hermit, I can assure you that you will struggle as a new FO if you have a family.
Best thing is to talk to someone who has been there a while, and is in the same domestic situation.
If you are married with kids don't
1. listen to single guys they have no idea,
2. listen to guys with wives that are working, as they usually earn more than they do.
3. Guys who have been there for less than a couple of years.
4. Don't compare what it cost where you are now, to Dubai it can't be done. Dubai is an expensive place to live now.
5.You wont make money out of allowances at EK
6. Don't expect overtime as an FO, usually FOs dont get it.
7. Don't count on a bonus next year,( unless you havnt been watching the news lately)
8. Don't justify your decisions based on this post or any others on pprune.
Do your research, ask as many people as you can, and try and include friends you may have in other industries to see what sort of a deal they're getting.
Join Date: Apr 2008
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allaru,
I appreciate your insight on bills in Dubai, but what is Salik and what is the cost per month usually involving medical for family? You said that it was not free. Thanks for the info.
alvord
I appreciate your insight on bills in Dubai, but what is Salik and what is the cost per month usually involving medical for family? You said that it was not free. Thanks for the info.
alvord
Join Date: Jan 2002
Location: West Country
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'Salik' are road tolls. At present only on Sheik Zyed Road but expected to become more widespread.
Medical is free for you and around 170 AED a month for your wife and around 70 AED for each child.
Medical is free for you and around 170 AED a month for your wife and around 70 AED for each child.
Join Date: Jul 2000
Location: Dubai - sand land.
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Allaru - I been here a while, with a large family....
If your missus is spending that much on phone calls I'd have a word with her
Missed appointments at the clinic?? Your fault entirely - no sympathy
Maid?? Well, I don't want my kids growing up speaking Tagalog
Activities for kids?? Mine do rugby and cricket after school - no charge. Save the tennis lessons 'til when you're a captain
Provident fund?? Oh yeah - they tell you about that before you join. Remember that the value of your investments may go down as well as up - it's the stock market innit mate
Car insurance - Nissan Patrol (not new- why would I waste money on an item that devalues faster than anything else ever made) at 1100dhms PER YEAR COMPREHENSIVE.
Leave - don't stay in a hotel, get a holiday home - and you won't have to put up with all the drunken idiots hogging the sunloungers by the pool..
Internet - DU's is around 100 per month. (I think)
Allowances aren't for making money - thou must eat, drink and make merry with that
Medical benefits are excellent for the measly 400 odd dhms I pay each month - you won't get such a good deal at BUPA. I know 'cos I used to have BUPA coverage with my last outfit..
Hope that helps chaps
If your missus is spending that much on phone calls I'd have a word with her
Missed appointments at the clinic?? Your fault entirely - no sympathy
Maid?? Well, I don't want my kids growing up speaking Tagalog
Activities for kids?? Mine do rugby and cricket after school - no charge. Save the tennis lessons 'til when you're a captain
Provident fund?? Oh yeah - they tell you about that before you join. Remember that the value of your investments may go down as well as up - it's the stock market innit mate
Car insurance - Nissan Patrol (not new- why would I waste money on an item that devalues faster than anything else ever made) at 1100dhms PER YEAR COMPREHENSIVE.
Leave - don't stay in a hotel, get a holiday home - and you won't have to put up with all the drunken idiots hogging the sunloungers by the pool..
Internet - DU's is around 100 per month. (I think)
Allowances aren't for making money - thou must eat, drink and make merry with that
Medical benefits are excellent for the measly 400 odd dhms I pay each month - you won't get such a good deal at BUPA. I know 'cos I used to have BUPA coverage with my last outfit..
Hope that helps chaps
Join Date: Jan 2002
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allaru - as your wife is spending so much time on the phone I fail to see why you are paying for missed appointments at the clinic - there is a 24 hour phone number for cancellations. 
Join Date: Nov 2007
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allura,
The only thing different in your picture compared with back home is the cost of the maid. So what are you trying to say? You don,t do holidays back home? The wife doesn,t have a phone over there.
by the way as I said check out the wife( 1000dhs on the mobile), would also check your car insurance( mine new 120.000 aed with 2500aed premium, its about 60% cheaper then europe)
I have probaly spend more time in the pit then you, otherwise you would have now.
There is a lotof stuff to complain about over here but lets keep it real
The only thing different in your picture compared with back home is the cost of the maid. So what are you trying to say? You don,t do holidays back home? The wife doesn,t have a phone over there.
by the way as I said check out the wife( 1000dhs on the mobile
), would also check your car insurance( mine new 120.000 aed with 2500aed premium, its about 60% cheaper then europe)I have probaly spend more time in the pit then you, otherwise you would have now.
There is a lotof stuff to complain about over here but lets keep it real
Join Date: May 2005
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Not quite Snam,
I will refer to the USD as if it were the dirham, since their values are pegged (3.65DHS= 1USD). If the USD increases in value compared to other currencies, then the dirham does the same.
If the USD declines, then you are receiving less income in your home currency so you get ERP. (since we are paid in dirhams, which are in essence USDs) If the USD increases, then you are receiving more money in terms of your home currency, therefore no ERP.
I will refer to the USD as if it were the dirham, since their values are pegged (3.65DHS= 1USD). If the USD increases in value compared to other currencies, then the dirham does the same.
If the USD declines, then you are receiving less income in your home currency so you get ERP. (since we are paid in dirhams, which are in essence USDs) If the USD increases, then you are receiving more money in terms of your home currency, therefore no ERP.
Join Date: Feb 2006
Location: United Arab Emirates
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financial problem
if you stay too long in a temp 2 bedroom appartment with your family,then it is a crisis,wife and kids back home where you have to pay the whole stuff and and and..
