I have no idea why prices for CTC are increasing at a rate which is significantly above the rate of inflation. In the past few years it has risen from just north of 80k to 115k, an increase in 35k over a period of about 3 years. This represents very roughly a 40% increase in costs which is just criminal.
I'm still unsure what underwriting loans actually cost BA.
AFAIK no one has ever defaulted or needed BA to cough up. Happily corrected if I'm wrong here.
Another nail in the coffin - no wonder people are embarrassed who work there.