I wonder what view the aircraft insurers will now take...
Whatever view they take, inevitably it will now cost more to insure an aircraft - so we all lose.
If they decide to pay out hull loss, premiums will rise to pick up the tab.
If, as normal insurance practice, they argue about paying out and it goes to Court, premiums will rise to pick up the tab.
Heads I win, tails you lose - ye olde insurance motto.