ZOCC, you sound like a nice guy.
Yes S$16k after tax is spot on....that's about 80hrs flying mind you.
If you have family, wife not planning to work, have to put kids in school, you will quickly realise that HK Airlines and the Middle East are the only places you want to be at.
SG is super expensive and you will be working really hard for this S$16k.
At HKA, you're looking at around S$17k after rent for a 2 bed condo and after taxes. That is based on 50hrs. (told to me by a current HKA A320 Capt)
Go figure.