I suspect it's v rarely status that alone delays retirements beyond 55 these days, it's more likely a conservative ( small 'c') approach to life. As you get older you find crystal balls aren't all they are cracked up to be and IMHO I think in this day and age you need to be a very careful voluntarily dumping yourself out of the job market with up to 10 more potential years to run.
NAPS ain't bad but it's not the be all and end all, especially for those who joined as DEPs and still have dependant kids . .. I think even a single pilot or those of us married only once, and still married look at the sums these days and go "ummm, do I really want to jettison another 10 years of income" when we don't know what interest rates, inflation etc are going to do.
Like you I don't think NAPS closure itself will be an issue, it's more likely to be another tweak in pensions legislation.
Last edited by wiggy; 23rd Apr 2017 at 13:20.