Thanks for your answer Piltdown man, we donīt receive any training on parachutes nor when to use it, but maybe it would be sensible as a last resort:
Imagine these 3 "unlikely" situations:
A: Engine fire at cruising altitude, night flying , unable to manoeuvre the aircraft or find a field, wait to burn off and die.
B: First solo student hits your tail at 2700 feet, unable to manoeuvre the aircraft, wait to hit the ground and die.
C: Extinguish your options inside, plane is gonna hit the ground with or without you,, jump off and hope for the best.