Well tyro if you say it, they can use it. Which is where the natural tendancy to keep 'stum' comes in. Which is why there are so many ILAFFT sort of articles penned anonymously I guess.
IO-540 - As for a limited amount of IFR flying ability - I cannot see how that is going to help. The major criticism of the IMC rating is that it is a rating to get you into trouble. Unless you frequently practise these skills they don't actually exist. Even the level of training for that is not enough to keep the sunny side up for many people.