Well you can struggle with me too, as I pi$$ed myself....
Many of these "clueless" morons were warned time and time again, but as usual in the ME, greed ruled the minds.
Anyway, most CC can't ever hope you o repay this debt level do I guess many will run from the debts.
Plane and Simple you are a self absorbed idiot. You would honestly stand on the sidelines and laugh at the financial misfortunes of those who in many cases believed the hype in the hope that this would provide them with a better life, or a way out in the long term.
Many CC are over their heads in debt due to this scheme, some will do a runner (and get tracked down) others will live in a mountain of debt on minimal wage and suffer the consequences.