I guess ATOL? So in essance holiday-makers who are daft enough to pay above the odds for a "protected" tacky package holiday.
I think you perhaps don't understand what a package holiday is. Atol is not just for packages either (which aren't all tacky by any means). Flight plus bookings and quite a lot of flight only sales are protected as well, which is which there are 3 types of Atol certificates.