Yes misleading ( not deliberately so ) if viewed from the specific viewpoint of a DEFO joining now. Factually correct for the majority of current boat owners. And if and when an improved HKPA gets voted through then increasingly more attractive to boat owners ( and SEA commuters). Especially as you become more senior and can do with the money as you see fit. In either event no one is lending money ( certainly not the larger sums required for floating dwellings ) these days as a result of the Govt's intransigence.
Last edited by MENELAUS; 26th Sep 2016 at 15:50.
Reason: Autocockect