WWW
Good advice, but it may be wise to add a caveat that tries to get the employer (BAC in this case) to pay for training.
An SD360 rating is not of much use really to anyone else. It could well be BAC that goes belly up of course and then the individual would be well screwed......
As for others going bust, I still think that November if not sooner may be crunch time in the My Travel group as a whole. That would be BAD news.