LB, Dick et al are very quick to point out the flaws as they see therm here and the wonders of the US system, but never seem to mention the downsides to the US system. It was my amateur attempt at returning the favour of sensationalism that Dick seems so fond of - he's very much better at it than me.
Would you mind do the favour of telling this to Dick as well: "I realise that's great from the perspective of people who make their livelihoods out of scaring the bejesus out of credulous punters, but please don't insult the intelligence of those who aren't." Seems to fit rather well.