Statistics, not stereotypes are what I base by descisions on.
Tunisia I and II, Turkey, Luxor, Cairo, Kusadasi were all directly targeted at tourists. I have been on cruises that have stopped in these countries. I no longer get off and lounge round the pool in relative safety instead of risking an ambush like Tunisia I this year. Nothing to do with stereotypes. Many cruises have changed their intineraries accordingly due to threat.
I can't recall such attacks being targeted at Spanish or French or Greek resorts in recent times.
Crossing the road will always have risks. One can take steps to minimise risks by using a crossing or crossing the bridge or waiting for a break in the traffic, wearing a high via vest or waiting for lollipop lady. Fact is there is a risk, and the onus is on you to mitigate against them.