Direct Bondi has hit the nail on the head, as the whole situation is a tad Iffy, both in contract and financial terms.
The Rishworth sales dept fan fails to understand that some wanabees borrow money against their parents house, so if things don't work out as regards upfront or type rating bonds, they might all finish up on the street.
Many of them are in enough financial trouble already, without giving away more of their family fortune!