Family money
I need to work 17 hours as a waitress to pay for a PPL lesson! I don't know the life of the others but I want to help as much as I can to self fund my training! Of course parents will help a bit in my modular training but I will try to pay as much as I can!
Why am I saying that? Well my family have their own business and they put a hard work to run it properly! The money of your family is yours and deserves some respect, don't give it to FTE/OAA/CTC!
Go modular, pay half the price (or less) and join Ryanair or whatever!
Regards!