[QUOTE] pay out a really good loss-of-licence cover in the event that they can't be recertified./QUOTE]
Erm! Considering what's being discussed, that's not a very good turn of phrase.
Seriously, I think the best solution is the implementation of policy that's based on care, understanding and compassion. An anguished soul is, for whatever reason, entitled to no less. The 'onlooker' policy is window-dressing only being forced upon the airlines by a government desperate to be seen to be 'doing something' to protect the masses. It will not, and cannot, prevent a pilot from wanting to take himself, and his passengers, out.
Please look out for each other. Poor buggers are often driven to terrible acts as they think no one cares about them and no one is listening. 