IPEP / TOPCOVER no more - moved to LIPS.
Silky, may I suggest you read
THIS. One of these gents is a close friend and has nothing but good things to say about LIPS.
Now; since we (wife + 3 kids) can't get into any given beach club on any given weekend (every Tom, Dick & Harry in Dubai has an APC card), where are our (E)APC funds going? Exclusivity for sure is gone.
Maybe time to cancel that one too. Platinum is FAR better anyway.