When I started my career I though I'd be retiring at 55. When I was 40 I knew I'd have to go on to 60. When I approached 60 the raising of the retirement age to 65 was a welcome financial bonus which would fill the holes which had appeared in my financial plans. As I approach 65 it is coming together financially but I will work on as SFI/SFE for as long as I have the energy and enthusiasm in order to fund the expensive hobbies and tastes I have acquired (and my boomerang offspring). Flying CAT beyond 65? I don't know. I certainly don't feel like it right now. Having had a brush with one of life's big 3 diseases I feel I've had a tap on the shoulder from the almighty to remind me of my mortality. Perhaps it's time to do something else while I'm still fit and active. On the other hand........