TR,
You say you have known "Tarquins". How many of these "Tarquins" have an airline job?
As I said much earlier in the post, there are many ingredients for getting that job. Money is one of them. But it's not the only one. No amount of money will get you an IR, or get you through your ATPL exams, or get you that sim-ride, or that contact who gets you your first interview.
FFF
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