I sympathise with all views expressed thus far.
My only point is that you *can* do all the training for circa £40,000 if you really try.
Anyone who has owned a house for the last 2 years should be able to get hold of that amount at around 4% interest.
In that sense funding your training has never been cheaper or easier.
If you haven't owned a property then perhaps your parents may be able to help you out with a quick call to the mortgage company. It sure beats the old career development loan + juggling interest free credit cards + unsecured loans at 9% + overdrafts...
Deciding to postpone entering full time training is a reasonable and proactive thing to do.
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