When you have followed the advice above, re IR and licence etc. and have established just what the cost to you will be, I'm wondering if it would be worth you throwing yourself at the feet of either Ryan Air or another B737 operator, for example? You then need to see if they will lend you the money in return for a bonded period during which you will repay the loan and accrue a fair number of recent hours. It will all depend on supply and demand and what value they place on your previous experience, whatever happens you are going to start at the bottom again. Don't be put off by junior FOs trying to talk you out of it, your experience scares them!
