I'm over in Florida 4 times a year for periods of 6 weeks per trip, so get to fly quite often, I have renters insurance through Avemco, I asked the FBO on what level of cover I should go for. They advised on all deductables plus $15,000 hull damage, and that's renting a 2007 C172SP G1000 equipped aircraft, The FBO are happy carrying the rest of the liability on the plane on their insurance. Cost for 12 months $287.00 I'm happy with that.
And another
for Foreflight, I have the Pro subscription but the basic subscription is more than good enough for your needs.