' Maybe baleares just picked the one bad egg in the box'
Perhaps they just don't gel
Perhaps the FI is good egg and Baleares is lazy & never prepared and / or useless ( not suggesting he is)
I had a student who blamed his previous , me and his subsequent FI on his PPP and lack of progress
Any way rant over
Baleares have chat with your FI and if still not happy the CFI and try and avoid any legal recourse suggestions