Clear Prop I do see your point and it is a very valid one may i add. It is a huge financial burden, one which will last well into an airline pilots career. I am just wondering what kind of life do these "new" pilots have when they start out their career with an airline and have to pay back their massive loan as well as pay for their living costs etc? Do they have any money left over for themselves to do what they want to do with it? Can any current pilot answer that question please ? Or indeed anyone who knows how it works.