ManUnt1999,
Don't waste your breath on people who suggest it is fair and right that candidates should bear the burden of these schemes, together with the associated risks. They are the very people profiteering in this shameful cartel and the greasing of palms to place cadets into the airlines. The BA scheme excluded.
If airlines are certain of their needs and launch such a scheme, then they should be willing to bear that risk/burden, or at least half of it. This assures the goal posts don't shift whilst on the course and the FTO/Airline has you by the short and curlies.
All in my opinion of course!