pile.it, questions like yours are common, but the answer remains the same.
If you don't have the hours at the time of application, then you don't meet the requirements. If you turn up for an interview and are asked about your flying experience, and then have to tell them you don't yet have the 500 hours on A320, then how do you think that will look? Or will you lie? You will have to bring your log book .....
So, you will be awarded the black mark for precisely the reason you have acknowledged: Don't want to put a black mark for any future applications because "the candidate can't read the requirements" And deservedly so!