I took the Lloyd's one, IFR, on line direct debit from the card, cheap for us you get guys...not so for the over 50's in my opinion! But then the old farts may just fall over!!
https://www.pilotinsureifr.ae
Sample weekly costs
Age 25 -salary $75,000
Cover: - Lump Sum $100,000 and $4,000 per month for 5 years = $10 per week
Age 30 - Salary $100,000
Cover: - Lump Sum $100,000 and $5,000 per month for 5 years = $18 per week
Age 40 - Salary $150,000
Cover: - Lump Sum $100,000 and $5,000 per month for 2 years = $28 per week
Age 45- Salary $200,000
Cover: - Lump Sum $200,000 and $5,000 per month for 5 years = $91 per week