easy to say but very tough to do when you are faced with it. I worked for a company who paid very late for almost a year before they went bust. My company credit card regularly didn't work and I ended up paying for things because the alternative would have been to get stuck in a crappy place (goose on one occasion). But the company staggered on for many months after that and all the pilots got used to salaries arriving late. So when we didn't get paid at all one month it was no surprise. There were no other jobs at that time and for many people the same is true now. Its a crappy industry and I hate it but I like flying planes so I'm knackered..