The 'how to pay for it' part.
I don't think any part of my PPL was poorly taught, but the more people I speak to about instructors, the more I realise how lucky I was with mine. He was extremely thorough, going into things in more detail than was strictly necessary and hence increasing the time taken before he'd let me do the GFT. Partly this was at my request, so instead of a 180 degree turn in cloud we'd do climbing, descending and turning in cloud, as well as recovery from unusual attitudes. On one occasion he was even giving me an approach course to steer - removing the foggles as I was nicely lined up on final. Navigation was equally well covered, going into various methods for position fixing, low level nav, map/feature translation etc. R/T was fine as I learned at a busy airport and landed away at a variety of small grass strips.
The only thing that was missing was leaning of mixture when flying at altitude. And side slipping wasn't covered much.
Editted to say: FFF, I don't think the phrase 'hit and miss' is suitable when talking about PFLs...