Old Akro, did the owner of the boat tell you that it was limited to use in the area for only which it is surveyed for and as a result if the owner and his family want to take it on a trip further afield for a weekend that they need to write to the governing authority and have the vessel removed from survey and then have it put back in again at the end of the weekend?
Eg, a mate has a Seawind 1000xl out of Melborne running charters and the boat is surveyed and approved for Port Phillip bay, however if he wants to take it to Hastings (out the heads) or to Wilson's Promontory for a family long weekend or beer trip, then he must do as above.
The grass is not always greener and that's just one example.
What about the fact that the captain of your vessel needs more hours experience at sea than an FO of a 737 requires. 1,500 hours at least and that's even the case for a 4 metre tinny under survey with an 8hp motor!