I am sorry if I am being thick, but I am not clear. Which of the four numbers below gets counted in calculating how much of LTA has been used?
1 - annual EDP
2 - first lump sum paid at start of EDP
3 - pension at age 65 (presumably at inflated value?)
4 - second lump sum (presumably at inflated value?)
There must be hundreds in my sort of situation, so I think my question is still generic rather than personal.