Thanks for the comments which I totally take on board. I haven't come across any syndicates around the Redhill area yet but will keep asking around.
I would still be really interested if anyone would like share their true costs of ownership as the other option I have been considering is starting a syndicate with some others but need to understand the numbers. Insurance, Finance etc I am clearer on but the maintenance costs that I need a steer on. As I understand it there are routine 50 hour, 100 hour etc. but haven't got the first idea of the costs of these or even what engineer labour rates in the uk are.