CDRW
Are you posting actual information, or just rumours and pub facts?
There is a 9000 SGD payment up front for non rated pilots, and then 400 SGD monthly for the next 5 years. This is money you have to pay for the rating.
You said there is a 9000 SGD security deposit for RATED pilots, and now you double this deposit to 18000 SGD???? Then you say this is a bond for one maybe two years. But there is already a bond, 57000 SGD.
Some factual information would be nice. If this is the way you THINK it is, please just say so.