@Dave Wilson, # 17 
Dave, What makes you think all us non-pilots are as thick as pig5h1t and incapable of understanding the nuances and increased risks of IFR and Night flight?
sorry, mate, it's only a bit of paper you earned jumping through a few hoops... it doesn't confer common-sense, intelligence or god-like insight.
certain people I'd happily fly in a SEP at night/IFR with....others, i'd decline a trip in perfect conditions......Know your man (or woman!)