Of course Luke Skytoddler my opinions as a young cadet will never be valued on this site and i apologise if i sound 'arrogant'. I was simply stating an opinion. And this is a view that from what i have seen, is taken by many non-pprune users, simply down to the fact that some (many) of the opinions on here can be negative. I agree fully that loans on a parents household is absurd, however if MPL tagged schemes and cadet programmes aren't good enough nowadays, what will be? Its never going to improve!