Your venom against the owners of flybpl maybe clouding your judgement
Not at all.
The extract quoted above was from the Terms and Conditions of a major commercial flight training organisation, not FlyBpl.
In fact I stated that:
It may be that RM was legally quite justified in his pursuit of damages from the pilot in connection with that accident?
Having carried out further research on the Web it seems many flying training organisations put the risk on the student/private pilot - and state quite clearly this is the case.
Private pilots hiring club aircraft are clearly not adequately covered against potential claims if things go wrong and it is a fact that there is an insurance industry out there which will provide the kind or insurance necessary if so required.
I think the point is few pilots ever consider their liability in this respect.