Jon, if you're a troll, your question is ill-timed, in bad taste and unwelcome.. IMHO of course..
If on the other hand you've "invested" 2 or 3 years of your life and £150k + and still need to ask such a thing... go back to your previous career.
Sorry buddy..the future is grim even for thousands of bright candidates..
and if you're being serious here, you're at the back of a very long queue.