Forget it, industry is down the drain. Low pays, normally absolutely no extras, ****ty hotels. That's what you can expect as an average pilot nowadays.
Few around still on owner contracts. Different story, and most owner's I would not even touch with a tire iron
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Fact is: Selfsponsored is in(still), and nobody is willing to pay that amount extra that you had to pay for your rating.
I personally refuse to pay for any rating, but then you have to accept the downturn. Walking/(Flying) thru your life with only a few ratings, normally older types as selfsponsored is on all the shiny new jets like Falcon, Global, Gulfs. All this selfsponsored guys kill the market, but that's nothing new and will not change so soon.