Don't worry BigD, the only pay to fly I've done has been of the 4 seater variety. I certainly don't envisage ever having the cash to rent a 200 seater.
The point I'm trying to make is that it should be pretty simple, if an airline says they want to bring in PTF and the established crew says they refuse to fly with them, then PTF doesn't work. The naivety doesn't make a difference then. The airline then realises it has to pay for their new F/Os and of course if they're not selecting by the ability to pay they're able to select by the wonderful flying abilities(where I come in).
It's the established pilots who have any hope of regaining any resemblance of a career from this industry not 200hr debt ridding cadets outside some airlines HQ's picketing about the fact they won't hire them.