A type rating IS training. I think you're muddying the dishwater, TeaTowel.
If your problem is with incompetent pilots getting into airlines just because they have money, then you ought to present facts and figures to support your hypothesis.
The reality is that there are many good pilots who either saved the money or could access the funding to pay for a type rating in order to accept a job offer. Most probably do not want to work for the locos.
Amazingly, some of those same pilots are able to pass selection interviews and aptitude testing for the likes of BA, not because they have money but because they are Good Pilots with Good Personalities.
However, for example, as of 2012 BA only take cadets
without flying experience who can afford to pay £84,000 for their training. Remember, whilst it is termed a 'bond' the money is take back from the newly qualified pilot in one way or another.
Talented experienced pilots do get a raw deal these days, but that is the fault of the airlines - all of them - tightening their belts and the Unions and Regulatory bodies doing absolutely nothing to slow the drain of experience from the cockpit in the face of airline expansion in the low cost sector.