Sparks
Not our fault Guv is often an excuse given for insurance requirements!
Just consider this ! When an owner/ operator agrees a insurance requirement while there maybe an insurance requirement often the owner/operator will add restrictions on purpose to suit their own agenda.
I flew for an operator who built in a multi engine minimum of 500 hrs! Yes the insurance company were happy to add that minima and it reduced the insurance!
The real reason ! The operator used a merry band of experienced pilots who he charged out at a high rate.
This protected them from less experienced pilots undercutting the rates!
So genuine insurance requirement or built in ???
Pace