This applies to almost anything in aviation...
If you have to ask the question, the answer is NO!
Should you do an instructor rating? If you're asking the question, your heart isn't in it, do us all a favour, stop now.
Should you take off overloaded? No.
Should you take off with that weird noise coming from the engine? No.
Should you work for less than the award just to get a few hours for the next job? No.