How can you have a CPL and not know what a charter or AOC is? These are the fundamentals of obtaining a CPL. Every CPL knows this. There is little difference between a PPL and CPL except to operate under an AOC on charter (or similar).
Obviously you don't have a CPL and with no disrespect, have no idea about aviation, I suggest you approach a consultant and get some advice from them. You will be in over your head within 2 weeks if you lay one cent down on this venture without consulting the right people.
So far, none of what you've suggested is at all possible under any circumstance. Either open the purse as suggested, or start scaling back significantly.
Av.